FEE STRUCTURE

• Our fees are based on a percentage of the growth of your account.

• When the fee is applied, we set a high watermark at the new value of your account net of fees.

• Future fees will be charged based on the growth of your account value from the high watermark.

• You pay us a fee only if we make your money grow. We charge 20% on the growth of your account once you surpass a growth hurdle of 3%.

• We do not charge management or administrative fees.